At the completion of the arrangement conference with the funeral director, you will be presented with a STATEMENT OF GOODS AND SERVICES which is a contract between you and Divinity Funeral Home. This statement lists the services and merchandise we will provide for you and the terms of payment. The responsible party(ies) are required to sign this contract and you will be given a copy.
There are often items on the statement that are estimated, for example, newspaper notices, mileage charges, and other items for which we DO NOT have a final amount at the time of the arrangement conference. We will make an educated estimation of these charges; however, the total and final cost will be added to your contract later and you will be responsible for the final cost.
You may assign an insurance policy to pay all or part of the expenses. Insurance policy(ies) WILL BE verified with the insurer and information and signatures will be obtained from the beneficiary(ies) to assign the proceeds of the policy(ies) to Divinity Funeral Home. If the insurance proceeds are less than the amount necessary to pay your bill, they will be applied toward the account, with the balance remaining the responsibility of the purchaser(s) who signed the contract.
Divinity Funeral Home WILL NOT file or petition for contestable policies (life insurance that was obtained less than 2 years from date of coverage). A processing fee of 7% will be added to the total amount of insurance assigned to the funeral home. Cash, Visa, MasterCard, or Cashier’s Check are acceptable methods of payment.